Straight Answers to What You Actually Ask
This FAQ page collects the real questions we receive through live chat, email and our help desk — not generic platform text. Each answer reflects how 0sm actually processes deposits via UPI, Paytm and PhonePe, how account verification works, and what you should expect when you request a withdrawal. Where eligibility depends on local law, we say so plainly. We update these
answers whenever our processes change, so what you read here reflects current practice rather than outdated copy.
- UPI
- Paytm
- PhonePe
- Google Pay
